Flexible Financing Options

REPAIR BAD CREDIT AUTO LOANS IN ATLANTA

Bad credit happens to good people and we are here to help. No matter what stage of life you're in, the right tools and information help you make smarter financial decisions. We understand that everyone does not have perfect credit and our finance department at Jim Ellis Chevrolet has the tools to assist you in building credit responsibly. If you have poor credit or been through a bankruptcy, we believe that should not disqualify you from obtaining the vehicle of your dreams. 

People with subprime credit have options beyond the "Shop Here, Pay Here" options. We use a multi-pronged approach to identify the best path for your car loan approval on a vehicle that meets your current and future auto needs.

WHY CHOOSE JIM ELLIS CHEVROLET VS A "BUY HERE, PAY HERE" DEALERSHIP?

  • We will not install any tracking devices on your vehicle like many "Buy Here, Pay Here" dealerships. 
  • We work with a greater of numbers of credit lenders, resulting in typically a better interest rate for you.
  • We offer a much more convenient payment structure. Most "Buy Here, Pay Here" dealerships require weekly or bi-weekly payments.
  • Using a "Buy Here, Pay Here" dealership will not necessarily build your credit, if they choose not to report your payment history to credit bureaus. 
CALCULATORS
Want to calculate your payment, or budget for your next vehicle? Use these calculators to decide your next move:
 
ESTIMATE MONTHLY PAYMENT
Find your estimated monthly payment.

 
ESTIMATE LOAN AMOUNT
Find your estimated monthly payment. Calculate your loan amount based on your desired monthly payment.

UNDERSTANDING YOUR CREDIT SCORE

Learn about the range of credit scores, and find out how it might impact your interest rates. Have a question about your credit score or your finance application? Please call one of our consultants at (678) 389-7882.